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Experienced drivers should save on their insurance

  • Choosing to have a black box helps you tackle the rising cost of car insurance
  • We trust that you’re a safe driver and give you our best quote upfront
  • With a black box, your renewal premium is based on how you drive, not other people

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Rated Excellent

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Ticker is consistently rated Excellent on Trustpilot, because we put customer service at the heart of everything we do

Why it’s time to give black box insurance a try

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Save money by driving safely

  • We trust that you’re a safe driver, so we give you our best price first time
  • Your careful driving over the year will then earn you a discount at renewal
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You’re in control

  • Get regular reassurance about your driving in the Ticker app
  • Start a chat in the app or at ticker.co.uk (always with a real person) for help
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Your data supports you

  • Your driving data is only used by Ticker – we never share it with any other insurers
  • Your driving data can protect you from fraudulent claims against you

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How your Ticker insurance works

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1. Get your quote and buy online

We work out your initial price like any insurer, but here’s the difference: we assume you’re a safe driver because you’re choosing to have a black box.

That could mean a better price, just for opting to share how you drive.

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2. Plug in the Ticker device

You can drive as soon as your policy starts and your device will arrive by Royal Mail within a couple of days.

It’s included in the price of your insurance and takes just a few seconds to plug in to your car.

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3. Check your driving in the Ticker app

Your Ticker device collects data on things like how smoothly you drive and your speed.

You’ll get a simple view of how you’re driving in the app, so you know if you’re on track for a good driving discount at renewal.

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4. Get your good driving discount at renewal

As well as a fairer upfront price, we reward you again in your renewal price if you’ve driven well.

Because you’ve driven with a black box, your renewal quote could be cheaper than other insurers who don’t know you’re a safe driver.

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Is Ticker insurance right for me?

Aged 65+

This product is designed for people over 65, to tackle the rise in insurance costs.

Happy to have a small, plug-in telematics device in your car

The Ticker device plugs into your car’s Onboard Diagnostics (OBD) port. It only takes a few seconds to install and won’t get in the way.

A smartphone user with at least iOS 16 or Android 8.0

The Ticker app has everything you need for your policy. You can check what operating system your phone has in your settings.

A full UK driving licence holder

You’ll need a full, valid UK driving licence to be eligible for Ticker older driver insurance.

Looking for loyalty from your insurer

Ticker rewards your good driving with a discount at renewal, so you could benefit from staying with us year after year.

Get your quote

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Your fully comprehensive Ticker policy

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Personal accident cover

Ticker only sells fully comprehensive insurance, which means we cover serious injury to the driver as well as other people.

If you’re seriously injured in a crash, personal injury is covered up to £5,000 for you or your partner. Your passengers are protected too, with unlimited personal injury cover.

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Uninsured driver cover

Unfortunately, lots of people still drive without insurance.

If you’re in an accident that’s not your fault with an uninsured driver, you won’t lose your No Claims Discount and you won’t have to pay any excess.

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Courtesy car

Just because your car is off the road doesn’t mean you have to be.

If your car is with our nominated repairer, you’ll get a courtesy car to help you get on with your day as quickly as possible.

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Child seat cover

We know a lot of our drivers are as busy with grandchildren as they ever were with their own kids.

You’re covered for child seats up to £150 each. We’ll replace them after a crash even if they look undamaged, in line with EU advice.

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Cover for voluntary work

Your Ticker insurance covers any driving you need to do for voluntary work, as long as you’re volunteering your unpaid time with a registered charity.

Keep up the good work!

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Driving in Europe

Take your Ticker insurance on holiday with you.

We’ll cover you to drive your car in Europe for up to 30 days, with all the protection you have in the UK.

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+ Protected NCD for £35

Add protection for your hard-earned No Claims Discount (NCD), and you can make two claims per year before it’s reduced.

Your NCD is one of your best tools for reducing the price of your insurance. If you’ve got several years under your belt, we’ll help you keep it that way.

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+ Breakdown from £55

Add RAC breakdown cover to help if your car has a problem. RAC Roadside and Recovery means the RAC will repair or get your car to safety when you’re on the road.

The Roadside, Recovery and At Home option adds help if you break down at or close to home.

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+ Legal cover for £28

Car insurance on its own doesn’t cover legal fees.

This option can protect you if you need to manage a motoring prosecution, or if you need to hire someone to help defend you against a claim.

Get your quote

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About Ticker

Ticker is a UK-based motor insurance provider that follows Financial Conduct Authority (FCA) rules as an appointed representative. We’re guided by the FCA’s Consumer Duty, which is all about treating customers fairly.

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We sponsor and work with RoadSafe – a leading UK organisation aiming to create better drivers and safer roads.

Find out more about Ticker

The Ticker device

What is black box technology?

Black box technology collects information on how a vehicle is being driven. You plug a small device into your car to collect data on location, speed, braking, cornering and other driving factors.

The Ticker device plugs in to a port in your car called the Onboard Diagnostics (OBD) port. Don’t worry, we’ll give you instructions on how to find your OBD port, or you can check in your car’s manual.

Find out more about the Ticker device

Just drive like your usual, careful self

Once the Ticker device is plugged in, you can drive as normal. You don’t need your phone in the car, as the device does all the work.

Just keep the device plugged in for the duration of your policy and get a good driving discount at renewal if you’ve driven carefully.

Watch a video about fitting the device

How Ticker works video
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Your Ticker insurance app

The Ticker app is where you’ll check your driving feedback and manage your policy.

  • Get feedback about your driving
  • Start an online chat for help – always with a real person, not a robot
  • Tap a button to call our 24/7 claims team
  • See all your policy documents and print if you prefer
  • Make changes to your policy, like updating mileage or changing to a new car

Find out more about the Ticker app

Download on the App Store Get it on Google Play

How we look after your data

Ticker protects your data in line with the UK’s strict data protection laws. Your driving data is used only for managing your policy, working out your price and protecting you against fraudulent claims.

  • We never share your driving data with other insurers
  • You can request absolute eradication of your driving data when you leave Ticker
  • All data is destroyed within seven years

You can read more about how we look after your data in our privacy policy.

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The Ticker app

What does ‘good driving’ really look like?

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Speed

We’re not worried about you creeping slightly over the speed limit every now and then, which is something we all do.

It’s the extremes that we’re concerned with; good driving is all about adapting to the road conditions.

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Smoothness

As an overall measure of how safely someone is driving, it’s all about a gentle flow. An occasional emergency brake won’t count against you.

Think about how chauffeurs drive – always trying to give their passengers the most comfortable ride possible.

Your price doesn’t change over the year, but we will give you a good driving discount at renewal if you drive well.

So, if you feel like your current insurer isn’t giving you enough loyalty or credit for being a careful driver, get a Ticker quote to see how much you could save.

Get your quote

Ticker knowledge centre

Got questions about Ticker insurance?

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What’s your policy start date?

29 April 2024 or after 4 November 2023 to 28 April 2024 22 September to 3 November 2023 18 August to 21 September 2023 17 August 2023 or before

What’s your policy start date?

29 April 2024 or after 28 April 2024 or before

What’s your policy start date?

29 April 2024 or after 4 November 2023 to 28 April 2024 22 September to 3 November 2023 18 August to 21 September 2023 17 August 2023 or before

What’s your policy start date?

29 April 2024 or after 4 November 2023 to 28 April 2024 22 September to 3 November 2023 21 September 2023 or before