With prices going up everywhere in our lives, finding the right insurance policy can be tough – especially for a driver without any No Claims Discount or experience.
Ticker had a great shout-out in the Daily Mail today, from a mum who’d been desperately searching for affordable new driver insurance for her son.
“…my son has a black box with Ticker, and often drives after 10pm [but] he has maintained a ‘gold’ standard driving score. So, hopefully, he can look forward to a lower premium next year.”
With so much need to save money where we can, it can be tempting to stretch the truth. But the declaration you make to an insurer needs to be accurate, because what might feel like a little white lie could actually be insurance fraud.
Our mum in the Daily Mail did have some good recommendations, though. Jane advised having a parent as a named driver, which can be a way to reduce the cost and could be a good accountability check for the new driver.
However, she warned against ‘fronting’, which means claiming someone more experienced (like a parent) is the main driver when they’re not. This is insurance fraud.
A good rule of thumb is to imagine all your details being reviewed as part of a claim. You want everything to be 100% accurate, as it would cost you a lot more if your details were found to be fraudulent.
As Jane found with her Ticker policy, driving with a box could help get that new driver premium down. With a parent and new driver on the policy, everyone’s responsible for driving well and working towards the best possible renewal quote.
Check out Ticker’s new driver insurance to see if you could save.