Everyone’s heard the myths about telematics insurance. It’s time to clear a few things up.
For most people, black box insurance is something for young drivers. Before telematics, we’d often hear parents say that insurance cost more than the car – which was because young drivers crashed most often, according to year after year of government data. That made them the obvious group to help first.
Roll on five years and 80% of teens insure with a box, crashes have reduced by 35% and their insurance costs have dropped dramatically.1
But for box insurance to help more drivers, the technology had to be cheaper and easier. Ticker’s box is self-installable, which means no fitting costs and no fuss for the customer.
Now’s the time for telematics insurance to go mass-market, and van drivers are next in line to benefit.
The Ticker box is self-install. We post you the box, and you just stick it to your windscreen yourself.
That means you don’t have to book an appointment and waste a day waiting for an engineer to fit a box in your van.
Some black box insurers had curfews in the early days of telematics insurance but it had dire consequences. People speeding home to beat the curfew – not good.
Quite aside from that, we just don’t agree with restricting drivers. Everyone needs to be able to travel freely whenever they need to. For work, socialising, emergencies…there are a million reasons you’d need to drive your van at night.
We don’t monitor your exact location or sit and watch how you’re driving – we’ll only look at your data if we’re alerted to a problem.
We also won’t nag you. In our experience, van drivers are often especially skilled, with amazing awareness and hazard perception. We’ll let you know generally how you’re driving in the Ticker app but we’re not going to be on your case every time you go slightly over the speed limit.
The whole point of getting van insurance with a black box is to save money. You should be rewarded for your good driving.
Some telematics insurers may charge more during the year if you don’t drive like an angel. We only touch your premium at renewal – and if you’ve driven well, that’ll go into our calculation of your price.
The better the driving, the sweeter the renewal.
Myths about van insurance with a black box – busted.
Ticker is making box insurance that works for everyone, and it’s time for van drivers to get the benefits.
Thinking about it? Find out more about 5* Defaqto-rated Ticker van insurance.
|What’s covered with Ticker van insurance|
|Vans up to 3.5 tonnes|
|Personal injury cover up to £5,000|
|Cover if you’re hit by an uninsured driver|
|Medical expenses up to £200|
|Customise your van cover|
|RAC Roadside and Recovery|
|RAC van breakdown options, including replacement van|
|RAC Legal Cover for anything uninsured, like loss of earnings|
|Protect your No Claims Discount|